My mortgage career began in the late 1990's as a processor specializing in relocation, new construction and FHA financing. Since that time, I specialized in processing new construction loans for three years and transitioned into underwriting for the secondary market. I have received my DE designation and VA SAR as an underwriter. My experience doesn't stop there. I have not only been directly involved in the closing and funding of mortgage transactions for the secondary market, but also selling the mortgages to secondary investors. The last three years, I served as Vice President of Secondary Mortgage Operations for a local banking institution where I developed training programs for GFE of 2010, Qualified Mortgage,
With over 20 years of mortgage experience from processing to closing, Kimberly understands the importance of elite customer service!
and TILA-RESPA Integrated Disclosure federal regulations. I know how important your clients and referral sources are and I am committed to performing at an elite level for you. In fact, I have written articles for Mortgage Women Magazine on how to be a stellar processor and time management skills.
About Elite Mortgage Processing
The services of Elite Mortgage Processing are available to all Loan Officers and Mortgage Brokers in the State of Texas who appreciate the value of open, honest communication, unwavering honesty and integrity throughout the process, and a true spirit of service to the borrower.
The vision of EMP will remain centered in our Lord’s will for our business, moving only in the direction He would have us go, and growing only to include the services and people that can bring honor to Him. We will seek His guidance in all things, credit Him for all blessings, and be always obedient to His callings.
Elite Mortgage Processing’s mission is to serve our customers by providing fast, reliable & efficient mortgage processing services with unwavering honesty and integrity. The work of EMP is dedicated to our Lord and Savior, Jesus Christ and His biblical standards will be followed in all we do.
Although new to the industry, Patrick brings military background and solid investigative experience to the processing table.
From 1988 to 1993 his US Navy service involved intelligence collection/analysis and cryptology. After leaving the Navy in 1993, Patrick started a 20-Plus year career in public service as a police officer, serving in a variety of duties from patrol officer, Detective, Sergeant, Lieutenant, and administrative Captain. Patrick has extensive experience in investigations, including the investigation of financial crimes and fraud, as well as employment background investigations. He understands the value of technology and the paramount importance of attention to detail.
Patrick has shifted his public service focus to mortgage lending. As a mortgage processor, Patrick will serve his customers and provide detailed and consistent communication with the progress of the mortgage loan.